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Avoid These Three Scams Targeting Seniors

Not only do we care for the health of our seniors at Jancare, we also care about their safety! There are a lot of scams that specifically target seniors that are extremely dangerous. This tends to happen because scammers think that seniors have a lot of money sitting in their accounts and can be easily manipulated. However, when armed with the knowledge of how these scams work, they can easily be avoided. That’s why we’re doing our part to spread the word about these scams!

There’s a great post written about this subject on the Georgia Department of Law’s website called “Top 10 Scams Targeting Seniors”. They do a fantastic job of identifying popular scamming techniques and how to avoid them. If you are interested, you can learn more by reading the article here. We’ve picked out three important scams from the post that we think you should know about:

  • Health Care/Medicare/Health Insurance Fraud
    • Every U.S. citizen or permanent resident over age 65 qualifies for Medicare, so there is rarely any need for a scam artist to research what private health insurance company older people have in order to scam them out of some money.
    • In these types of scams, perpetrators may pose as a Medicare representative to get older people to give them their personal information, or they will provide bogus services for elderly people at makeshift mobile clinics, then use the personal information they provide to bill Medicare and pocket the money.
  • Counterfeit Prescription Drugs
    • Most commonly, counterfeit drug scams operate on the Internet, where seniors increasingly go to find better prices on specialized medications.
    • This scam is growing in popularity—since 2000, the FDA has investigated an average of 20 such cases per year, up from five a year in the 1990s.
    • The danger is that besides paying money for something that will not help a person’s medical condition, victims may purchase unsafe substances that can inflict even more harm. This scam can be as hard on the body as it is on the wallet.
  • Funeral & Cemetery Scams
    • The FBI warns about two types of funeral and cemetery fraud perpetrated on seniors.
    • In one approach, scammers read obituaries and call or attend the funeral service of a complete stranger to take advantage of the grieving widow or widower. Claiming the deceased had an outstanding debt with them,scammers will try to extort money from relatives to settle the fake debts.
    • Another tactic of disreputable funeral homes is to capitalize on family members’ unfamiliarity with the considerable cost of funeral services to add unnecessary charges to the bill.
    • In one common scam of this type, funeral directors will insist that a casket, usually one of the most expensive parts of funeral services, is necessary even when performing a direct cremation, which can be accomplished with a cardboard casket rather than an expensive display or burial casket.

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